What Is Covered by Standard Homeowners Insurance?
The Insurance Information Institute provides a lot of articles to help people better understand how insurance works.
"Most standard homeowners insurance policies include four essential types of coverage:
- Coverage for the structure of your home
- Coverage for your personal belongings
- Liability protection
- Additional living expenses if you are temporarily unable to live in your home because of an insured disaster"
Continue reading at http://www.iii.org/article/what-covered-standard-homeowners-policy